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Rich Lanes of Cobalt offers a variety of loan programs to meet your needs. We work over 40 of the leading lenders in the industry to provide virtually all available loan products including but not limited to: Conventional, Jumbo, FHA & VA; Fixed rate mortgage and ARMs; Purchase loans and refinances.

A special niche right now allows for a 1-time refinance for most conventional loans up to 105% of home value!!

 



Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $8,340. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.